Work backward from the ARV to the most you can offer and still get paid. Wholesaling works when your contract price leaves room for the end buyer's profit, their costs, and your fee. The DealWorthIQ wholesale calculator works backward from the after repair value to your maximum allowable offer (MAO), and lets you support the ARV with sold comparables.
Start with the ARV and subtract the repair costs, the buyer's closing costs, the profit your buyer needs, your wholesale fee, and any other costs. The result is your maximum allowable offer.
The 70% rule is a shortcut: MAO = ARV × 70% − repairs. It bundles closing costs and buyer profit into one 30% haircut and leaves your fee out. The calculator lets you set each cost separately and include your fee, which is more accurate for your market.
Look at recent sales of similar, renovated homes near the property. In the wholesale calculator you can enter sold comps and use them to support the ARV you offer on.
Fees vary by market and deal size. Enter your fee in the calculator to see how it changes the offer, and make sure your buyer's profit still works after it.